Understanding Who Covers Medical Expenses After a Crash
If you’ve been in a car accident in Connecticut, one of the first questions you’ll ask is, “Who pays for my medical bills?” The answer depends on your insurance coverage, the other driver’s automobile insurance, and whether you pursue a personal injury claim. At Ventura Law, we’re here to help you understand your options and protect your rights every step of the way.
What is MedPay (Medical Payments Coverage)?
Medical Payments Coverage commonly known as MedPay is an optional coverage in Connecticut auto insurance policies. If you have MedPay, it helps cover medical expenses related to your injuries from the accident, regardless of who was at fault. This can include ambulance fees, ER visits, doctor’s bill, surgeries, and even rehab services.
Can You Use Your Health Insurance?
Yes, if MedPay is exhausted or not available, your health insurance may cover your medical bills. However, you may still be responsible for co-pays, deductibles, and other out-of-pocket costs.
What Happens If the Other Driver Was at Fault?
If the accident wasn’t your fault, you can file a personal injury claim against the at-fault driver’s liability insurance. This can help you recover compensation for your medical bills, lost wages, pain and suffering, and more.
Why Legal Help Matters
Navigating medical bills, insurance claims, and liability after a crash can be overwhelming especially while trying to recover from an injury. At Ventura Law, our experienced car accident attorneys can help you understand your rights, maximize your compensation, and make sure the right party is held accountable for your injuries.
Need Help After a Car Accident? Contact Ventura Law.
We’ve been helping Connecticut accident victims for over 65 years. Our team speaks Spanish and Portuguese, and we understand the needs of the communities we serve.
Call us today at 203.800.8000 or fill out our free case evaluation form. We’re here to help you recover physically and financially.